PRODUCTS & SERVICES

Health Plans that you can afford

Reducing Health Coverage Cost by 60%

Retirement Protection

Indexed Universal Life

Spendthrift Trusts

Simplified Issue Insurance

Disability and Illness Coverage

Mortgage Protection

Final Expense Burial Insurance

Funeral Planning Services

Dental Plans

Accidental Plans

Cancer Plans

Tele Medicine: 24/7 Dr access by phone

Flagship Product: Select Silver 2750 – The Future of Health Care

Our health plan saves families $1,000’s a year on health cost.

  • Only $2,750 out of pocket and covered up to $1m at ANY hospital, specialist or surgeon in the country!
  • Check out the rates! $385 for family of 5!
  • Save families $1000’s on health care cost!

Take Roger & Elizabeth, they were on an exchange plan paying over $1,200/month for coverage. After completing our simple Life & Health Cost Analysis, we identified over $800 a month in savings for this couple. That is almost a mortgage payment! This was life changing for them!

Indexed Universal Life – “The New kind of Life Insurance!”

Power of the IUL can help you in many ways!

  • Protection if you pass away!
  • Living Benefits while your still alive!
  • Cash Value that can build tax free and provide LIFETIME INCOME!
  • College Savings with many benefits!
  • We help clients with Indexed Annuities also!

We help families on a regular basis save money on health care and show them how they can now use the IUL for all around protection! Take the Harts, unfortunately they lost a large portion of their retirement income during the crash of 2008-2009. They now have an IUL which allows them to save money that grows tax free and is protected from any more future crashes from the market. They have not and will not lose money in the IUL due to crashes in the market ever again! They also utilized the IUL for their kids college savings. This allows them to save money that will not count against them if they child applies for student grants or loans! Many families are taking advantage of the benefits of IUL protection. We call it “The New Life Insurance”!

Final Expense Burial Insurance

Fact: 10 out of 10 people will pass away (Can you prove it wrong?)

  • Low cost benefit that will pay your funeral expenses!
  • Allows for planning now so your family is not left with an unexpected financial burden.
  • The Family controls funds to cover any related cost they need to take care of.

Average Funeral Cost have drastically increased over the years. People are opting to be cremated instead of a traditional funeral because cremation cost less. Take advantage of Final Expense coverage so you can make the choice from the heart instead of the cost.

Mortgage Protection Coverage: Your Home is probably one of your families greatest investments, protect it!

Fact: 10 out of 10 people will pass away (Can you prove it wrong?)

  • Pay off your home for the family in the event of an untimely death.
  • Get cash if you become disabled to pay your mortgage or anything else, it’s your cash!
  • Access a part of the death benefit if you are in the event of a critical illness.
  • Know your premiums will never go up and benefits stay level!
  • ROP- Return of Premiums if you do not use the policy! Your auto coverage doesn’t give all your money back if you don’t have a wreck!

Paying the mortgage can really strain the family budget. In fact, it often takes two incomes just to afford the monthly house payment. If you or your spouse passes away, your family could potentially lose the house they have grown to know as home. The loss of one income is typically enough to cause financial stress for a family, often making mortgage payments unaffordable. Relieve families of additional financial stress and grief, when they will already be grieving the loss of a loved one. Mortgage Protection simply means that there will be ample financial resources to ensure your mortgage will not go into default, or your home unwillingly sold or foreclosed if you have an untimely death. Mortgage Protection is the peace of mind knowing that that your family will not lose their home.

Life Insurance

What type is right for you?

  • Level Term
  • Whole Life
  • Universal Life (UL)
  • Guaranteed Universal Life (GUL)
  • Guaranteed Issue Life Insurance

Life Insurance can be made simple. We have coverage that will pay up to $1 Million without the scrutiny of a medical exam! We have many years experience and our licensed agents will guide you to the product that meets your needs and fits your budget! Let us help guide you to the company that is the best fit for your. Just about everyone takes medication these days and many have different medical challenges. Insurance company’s have guidelines that vary between company’s. Some will approve what others will not and some have better rates for certain criteria than others. We understand the life insurance waters and will guide you to the best option for you and your family just like we would do for our own family!